MUTIA, Rima; NUR AHMADI BI RAHMANI; ANDRI SOEMITRA. Art 2025 The Influence of Regional Potential Factors and Socio-Economic Barriers on People’s Decisions to Use Sharia Insurance in Batu Bara Regency. Al Mashaadir : Jurnal Ilmu Syariah, [S. l.], v. 7, n. 1, p. 114–130, 2026. DOI: 10.52029/jis.v7i1.463. Disponível em: https://jurnal.stisummulayman.ac.id/almashaadir/article/view/463. Acesso em: 5 sep. 2026.